More Than Minimum Coverage
Motorcycle Insurance That Protects You on the Road
From basic liability to full replacement protection and custom gear coverage, we’ll help you build a policy that’s right for your ride—without the guesswork.
Standard policies typically include:
- Collision & comprehensive protection for your bike
- Uninsured/underinsured motorist coverage
- Medical payments or personal injury protection
- Coverage for helmets, safety gear, and accessories
- Roadside assistance & towing for motorcycles
- Optional replacement cost or agreed value coverage
What You Can Expect from W.J. Farmer
Insurance That Rides With You
We treat your motorcycle like more than just another vehicle—it’s something you take pride in. We’ll help you protect it with real coverage, honest advice, and support when it matters.
You’ll get:
- Discounts for bundling with home or auto policies
- Custom options for cruisers, touring bikes, sport bikes & more
- Fast turnaround on proof of coverage and policy documents
- Easy policy updates as your riding habits change
- Friendly, local service whenever you need us
As a family-run agency, we take time to get to know you—and we’ll be here when you need to file a claim, add coverage, or ask a question.
Customize Your Policy for the Road Ahead
Optional Protection for Serious Riders
Every bike and rider is different. These add-ons can help fill the gaps and give you confidence wherever the road takes you.