Coverage That Keeps You on the Road
Commercial Auto Insurance Built for NY Businesses
We’ll help you cover both the vehicles and the people behind the wheel—so your business doesn’t hit the brakes after an accident or claim.
Standard policies typically include:
- Liability coverage for property damage or injury to others
- Physical damage coverage for collisions, fire, or vandalism
- Coverage for employees who drive company vehicles
- Optional coverage for tools, equipment & cargo
- Protection for leased, rented, or newly acquired vehicles
What You Can Expect from W.J. Farmer
Practical Coverage from People Who Know Your Routes
We understand that your business relies on its vehicles. That’s why we focus on getting you properly covered and back on the road—without delay.
You’ll get:
- Access to competitive rates from multiple carriers
- Policies for individual vehicles, fleets & specialized units
- Fast certificates of insurance (COIs) when you need them
- Guidance for insuring owned, leased, or employee-owned vehicles
- Local claims support and policy service
As a family-run agency, we take time to get to know you—and we’ll be here when you need to file a claim, add coverage, or ask a question.
Protection That Travels With You
Add-Ons That Make Sense for Commercial Use
Some jobs and industries come with added exposure. These extras help you cover more than just the vehicle itself.