w.j. farmer insurance agency, llc

We'll Point You in the Right Direction in Ithaca, NY.


Insurance that puts people first—because you’re more than just a policy. We help families and businesses across Ithaca, NY find coverage that fits their lives.
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Tailored Insurance Solutions for Life & Business in Ithaca, NY

Life in Ithaca brings a unique blend of college-town charm, local business, and outdoor living—and your insurance should reflect that. We offer coverage for homeowners, renters, business owners, and tradespeople throughout Tompkins County. As independent agents, we’ll guide you through the right options without pushing policies that don’t fit. Whether you're insuring a rental property near campus or your primary home in the suburbs, we’re here to simplify the process. Get coverage that fits the way you actually live and work in Ithaca.

OUR SERVICES

Reliable, relationship-driven coverage tailored to life in Ithaca, NY

As independent brokers, we’re proud to offer a wide range of coverage options from top insurance carriers. That means more flexibility, better prices, and solutions that actually make sense for you.


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Personal Insurance

Ithaca locals rely on us to simplify personal coverage—from student housing to family homes and everything in between.

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Business Insurance

Whether you run a home-based shop or manage rentals near campus, Ithaca business owners rely on us for no-fluff, dependable coverage.

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Insurance By Industry

Ithaca’s diverse local economy calls for flexible policies—we offer custom insurance for trades, rentals, and professional services.

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Independent. Trusted. Personal.

Ithaca Coverage with a Personal Touch

In Ithaca, we’re more than just agents—we’re neighbors, advocates, and partners in protection. Our agency understands the mix of student housing, local businesses, and homegrown energy that defines this town. We’ve helped property owners, tradespeople, and professionals across Tompkins County protect their futures with smart, reliable coverage. Everything we do is based on clear advice and lasting relationships—not rushed sales calls. Let us help you build peace of mind that fits your corner of the Finger Lakes.


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Is renters insurance available for students in Ithaca?

Yes, we help students, renters, and landlords near Ithaca secure simple, affordable coverage that meets lease requirements.

Are there options for short-term or seasonal coverage in Ithaca?

Yes, we can provide flexible coverage for rental units, seasonal properties, or temporary insurance needs throughout Ithaca.

Is your team available to meet in person around Ithaca?

Yes—while we’re based in Horseheads, we can set up a local appointment or handle everything virtually to make it easy.

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From downtown Ithaca to the edge of Cayuga Lake, we’re here to help you get covered with confidence.

Get in Touch