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Welcome to W.J. Farmer Insurance Agency, LLC!

W.J. Farmer Insurance Agency, LLC is your dedicated insurance agency, serving the community of Horseheads. As your local source for insurance services and solutions, the entire staff prides themselves on offering personalized and responsive support to customers throughout the Horseheads area.


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With an insurance background and knowledge dating back to 1983, our founder, Jeff Farmer, established W.J. Farmer Insurance in 1997.  In 2015 he merged with his daughter Amy’s five year old agency and together formed W.J. Farmer Insurance Agency, LLC.  Servicing the needs of the entire states of New York and Pennsylvania, we work with the Erie Insurance Company and other major and regional insurance carriers to provide a full range of personal, business and life insurance products. With employees in both upstate and downstate New York, we are uniquely situated to meet the needs of all of our clients throughout New York and Pennsylvania.  Specialties include auto and home insurance as well as package insurance for a wide range of small and medium sized businesses. With over 100 years of combined experience and over 10 years of average experience per employee, we are well suited to meet the insurance needs of our personal and business customers alike.


Whether you are a contractor in Buffalo, a used car dealer on Long Island, or a homeowner in Ithaca, we have the right product for you. Whether you are a brand new driver or a seasoned veteran, we have the right auto product for you.  At W.J. Farmer Insurance Agency, LLC, we listen to your needs, ask questions and put together an insurance policy tailored with the right coverage.

When it comes to service, you can call our office and speak directly to your client service representative.  You will have a dedicated service representative designated to handle your account. Get to know them because that one on one relationship is important.  Together, with your customer service representative and with the help of our administrative assistants, we will determine how to best handle your personal and/or business insurance needs.



WJ Farmer Insur.

I won’t bore you by saying we provide good service, great prices, service guarantees and all that stuff. Every insurance agent offers these things and wouldn’t be in business without them. However, I will say that we are very good at what we do. We do answer the phones when you call, or call back asap if we can’t answer right away. We do value your business and work to prove it to you every day. If you call after hours, the personal telephone number of someone on our team is listed so that you can reach us in an emergency. The office may be closed, but we are never far away, 24/7/365.

Thank you for giving us the opportunity to be of service to you! – JEFF FARMER, CPCU, ARM

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