w.j. farmer insurance agency, llc

We'll Point You in the Right Direction in Long Island, NY.


Insurance that puts people first—because you’re more than just a policy. We help families and businesses across Long Island, NY find coverage that fits their lives.
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Long Island Insurance with Local Insight and Personal Support

Long Island families and small business owners have trusted us for personalized insurance advice that goes beyond cookie-cutter policies. We offer independent coverage solutions that account for coastal risks, high-value property, and contractor needs from Nassau to Suffolk. Our team makes it easy to understand your options and get fast quotes from top-rated carriers. Whether you’re in real estate, hospitality, or just protecting your home, we’ll tailor coverage to your lifestyle. We’re not a call center—we’re your partner in coverage.

OUR SERVICES

Serving Long Island with local support, independent advice, and real protection

As independent brokers, we’re proud to offer a wide range of coverage options from top insurance carriers. That means more flexibility, better prices, and solutions that actually make sense for you.


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Personal Insurance

Long Island families count on us for flexible coverage options tailored to homes, condos, cars, and coastal living risks.

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Business Insurance

From coastal contractors to boutique storefronts, Long Island businesses count on us for smart, flexible insurance with personal service.

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Insurance By Industry

Long Island contractors, landlords, and retail shop owners count on us for insurance built around their day-to-day operations.

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Independent. Trusted. Personal.

Independent Insurance with a Long Island Focus

On Long Island, insurance needs can be as diverse as the communities themselves—from coastal homes to contracting crews. We’re proud to bring our independent agency model to clients across Nassau and Suffolk, combining flexible options with one-on-one service. Our agency understands the local risks, regulations, and realities that impact your coverage. Whether you’re a landlord, business owner, or just looking to protect your home and car, we’re here to make insurance more approachable. No call centers—just real people who care about doing right by you.


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Do you offer coastal home insurance on Long Island?

Yes, we work with top carriers to offer competitive coverage for homes and properties along Long Island’s shoreline.

Can you help Long Island business owners meet insurance requirements?

Absolutely—whether you're a contractor or retailer, we’ll tailor coverage to meet local licensing and contract needs.

Do you offer digital policy access for Long Island clients?

We do—many of our carriers offer online portals for ID cards, billing, and policy updates.

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Ready to protect what matters on Long Island? Get personalized advice from a local, independent agent.

Get in Touch