w.j. farmer insurance agency, llc
We'll Point You in the Right Direction in Buffalo, NY.
Insurance that puts people first—because you’re more than just a policy. We help families and businesses across Buffalo, NY find coverage that fits their lives.
Buffalo’s Trusted Insurance Partner for Home, Auto & Business Needs
Buffalo’s neighborhoods are full of hardworking people and business owners who deserve better than one-size-fits-all coverage. From Elmwood Village to Cheektowaga, we help Western New Yorkers protect their homes, vehicles, rental properties, and commercial operations. Our agency combines regional experience with competitive quotes and hands-on guidance you won’t find from a national call center. Whether you run a repair shop, drive for a living, or just want peace of mind at home, we’re here to help. Discover the difference of working with an independent agency that knows Buffalo.
OUR SERVICES
Helping Buffalo families and business owners find smarter coverage every day
As independent brokers, we’re proud to offer a wide range of coverage options from top insurance carriers. That means more flexibility, better prices, and solutions that actually make sense for you.
Personal Insurance
Buffalo drivers, homeowners, and renters turn to us for dependable, everyday insurance with personal service.
Business Insurance
Buffalo contractors, auto shops, and small business owners turn to us for honest advice and strong insurance that keeps them moving forward.
Insurance By Industry
From contractors to car dealers, Buffalo businesses rely on us for specialized coverage that supports what they do best.
Independent. Trusted. Personal.
Buffalo’s Independent Insurance Ally Since 1997
From snowstorms to small business growth, Buffalo faces risks that call for local knowledge and tailored protection. That’s where we come in. Our independent agency helps Western New Yorkers cut through insurance confusion with honest answers, helpful options, and strong carrier partnerships. Whether you’re insuring a rental, a vehicle, or a business on the rise, we’ll take the time to get it right. We’re proud to support our clients with service that feels like it’s just around the corner—because it is.
What kinds of businesses do you insure in Buffalo?
We work with a wide range of Buffalo businesses—from contractors and landlords to repair shops and professional services.
Can you review my current policy if I’m in Buffalo?
Definitely—we’re happy to review your existing coverage and suggest updates based on your goals and local risks.
Can I request a certificate of insurance for my Buffalo business online?
Absolutely—just visit our service center or send a quick email, and we’ll get your COI turned around fast.