As an independent insurance agency, we work with a carefully selected group of carriers that share our values: competitive pricing, reliable claims service, and real support when you need it most. These partnerships allow us to offer flexible options—so you’re never locked into one-size-fits-all coverage.
We recommend reaching out to our office first so we can help guide you through the process and ensure everything goes smoothly before contacting the carrier directly.














Erie Insurance is more than just one of our carriers—it’s a cornerstone of how we serve our clients. With over 85% of our book placed with Erie, we trust them to deliver on the things that matter most: fair pricing, fast claims, and outstanding customer care.
Consistently rated among the best in customer satisfaction.
Responsive claims handling with a personal touch.
Flexible coverage for home, auto, life, and business
Backed by nearly 100 years of stability and service

At W.J. Farmer Insurance Agency, we are committed to providing both current and prospective customers with the highest level of customer service. Our goal is to create lasting relationships with each and every client for many years to come!
We are licensed in New York and Pennsylvania.
106c John Street, Horseheads, New York 14845, United States
800-409-9390 (Toll-Free)
All Rights Reserved | W.J. Farmer Insurance Agency, LLC