Information Security


Information security is one of the hottest “hot” buttons going these days.  Not a day goes by that we don’t read about client data being stolen from company databases.  To address this issue in the financial services sector, New York State recently implemented one of the strictest information security laws in the nation.  Insurance agencies […]

If a Hurricane Hits, Do You Have the Right Coverage?

If a hurricane hits, do you have the right coverage-

We are in the midst of hurricane season, which lasts all the way through November.  The peak of the season is approaching which usually lasts from mid-August through late October in the Atlantic region.  There is a lot to do to prepare for a hurricane in order to keep your family safe. provides basic […]

Can You Save Us…Please?

Can You Save Us Please?

Ok, let me see a show of hands, how many of you have our agency phone number saved in your cell phone contacts list?  That’s what I thought, I didn’t see many hands go up. In an effort to make your life a little simpler, why don’t you take a moment and add W.J. Farmer […]

Turning Left? Look Again!


Every month I review the claims that were submitted through our agency during the prior month.  Just this morning, I looked over the claims for the month of April.  Each month I continue to be amazed (not in a good way), at how many auto claims are caused by someone making a left hand turn. […]

Understand Your Coverage: Improvements and Betterments

Betterments and Improvements

John’s Italian Restaurant recently signed a lease with Landlord LLC to occupy a portion of their building.  John’s spent several weeks transforming the once bland storefront into an upscale authentic Italian restaurant.  Luxurious lighting, expensive carpeting, wallpaper, new interior wall partitions, and other building improvements were made at a cost of $100,000. John’s grand opening […]

Insurance is Peace of Mind


“Why did my premium go up?  I have had this insurance for ‘x’ number of years and I have never put in a claim!”  I cannot tell you how many times I have heard this question/complaint over the years from one of our customers or even from a prospect shopping for new insurance (because their […]